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Ag Center

Your One-Stop Source for Online Ag Resources!

At Central State Bank, we’re proud to be the area’s ag banking leader. We have a larger agricultural loan portfolio than any other bank in our market, and supporting the credit needs of Muscatine-area agribusinesses and producers is a vital part of our business. Moreover, as part of the Central Bancshares family, we have the financial resources to cover just about any borrowing need for any size operation in Muscatine and the surrounding counties.

Beyond loans, you can count on us to lead the way ---- in terms of financial commitment, volunteerism, and more --- to help nurture and support our area’s ag community. The future of agriculture is important to us, and it shows!

Today, more than ever before, agribusiness is reliant on technology and up-to-the-minute information.  Here are links to some great online resources.  We hope you'll find them useful and enjoyable.

Current Farm Market Info


Current Ag Commodities
pricing presented by CME Group.

Educational Resources


Iowa State University’s Ag Extension Division
is a great informational resource for the wide variety of programs available under the auspices of ISU --- including 4-H.
University of Illinois Ag Extension Division’s has some great information about the University’s ag outreach and development programs.
Growing a Nation: The Story of American Agriculture sponsored by the USDA, provides an excellent overview of the development of agriculture since the 1700s. It’s a great way to introduce the younger set to our rich history --- and an excellent “refresher course” for adults, too!
Muscatine Ag Learning Center has some great information on this wonderful training and exhibition facility in Muscatine. We’re proud to have made a substantial financial contribution toward its construction.

Online Ag News and Periodicals


Iowa Farmer Today
includes farm news, current weather information, markets, and more.
Wallace’s Farmer is a long-time friend of the farmer and another great source of news, markets, weather and additional information.
Doane has been a respected industry leader for ag news and analysis for over 70 years.

Government Agencies


U.S. Department of Agriculture
includes an enormous amount of useful content plus links to the USDA’s social media sites.
Iowa Department of Agriculture also has some great information, which is naturally geared more toward the state rather than the national level.
Illinois Department of Agriculture is an excellent source of information for ag producers and agri-businesses in Illinois.

Membership-Based Ag Organizations


Iowa Farm Bureau
has news and information valuable to Iowa farmers.
Illinois Farm Bureau has news and information of interest to Illiniois ag producers.
National Farm Organization website.
National Farmers Union website.
We have the largest ag portfolio of any bank in the greater Muscatine area --- consistently over $50 million in loans to area agribusinesses and producers. We’re ready to help with a wide variety of lending programs including:

  • Operating capital, with special provisions for seasonal repayment
  • Ag real estate loans for the purchase and refinancing of farm ground, and the construction of buildings and financing of other permanent improvements
  • Machinery and equipment loans, with longer-term repayment schedules if needed
  • Farm Service Agency (FSA) financing programs

Because we’re part of the Central Bancshares family of banks, you’ll enjoy access to higher legal lending limits than those typically offered by individual banks. You’ll also benefit from service, advice and support from our multi-bank team of ag banking experts.

For further information on any of our ag lending products and services, or to get started now, click the photo to the left to get in touch with Ryan Cox, Vice President and our Ag Banking Manager.

Ag Advantage is a special “packaged product” is has been developed specifically for ag producers and agribusinesses. It includes free interest-earning checking with no minimum balance, no monthly fees, a generous account activity limit --- up to 500 items per month! It’s available only to ag clients who maintain two or more of the following relationships with the bank:

  • Business Debit Card: There’s no annual fee and no charge to use it. We call that “free.” You’ll call it “fantastic!”
  • VISA Business Credit Card with money-saving rates, terms and conditions.
  • Free Online Banking: The “lite” consumer version of our popular online banking service is yours free.
  • Free Online Bill Pay: An optional add-on to online banking, Bill Pay enables you to pay any person, place or business without the hassle of writing a check!
  • E-Statements: Save a tree. Go paperless and start getting your statements online. It’s safer and quicker, too!
  • Advantage Savings: A premium rate savings account available only to Business and Ag Advantage customers.
  • Business or Ag Loan, Line or Credit Facility: This one’s pretty much self-explanatory. We’re a bank. We make loans. How much do you need?

Ag Advantage checking interest rates are variable and earnings are credited to your account monthly. For more information or to get started now, click here and get in touch with any of our banking center managers or personal bankers listed under “Checking, Savings and CDs.”

In addition to being the ag banking leader we’re also home to the area’s leading Trust Department, with a larger portfolio of assets under management than any other local bank. You can look to us for expert assistance and advice in handling your investments and setting aside money for future goals, including your retirement years.

We can also help when the time comes to start considering the future of your operation. Working closely with your accounting and legal advisors, we’re able to use a wide variety of tools --- including trusts --- that can help you implement a well-planned succession strategy to pass your operation on to your heirs, or to facilitate an exit strategy that might include a sale to a third party.

If the need arises, we also offer professional farm management services.

For details or to get started now, please click here to visit the Wealth Management section of our website.

Our Trust Department provides access to both FDIC-insured deposits and nondeposit investment products. Regulations require us to disclose that nondeposit investment products are: Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not a Deposit, Not Insured by any Federal Government Agency, and Subject to Investment Risk Including the Possible Loss of Principal
Each year in February, we’re proud to partner with the Lee Agency of Muscatine to present the annual Crop Insurance and Ag Expo. With an average attendance that typically ranges from 200-250 area ag producers, this day-long event dates back to 1992 and is currently held at the spacious Calvary Commons facility on Muscatine’s north side. It features a good mix of large group sessions and smaller breakout presentations, all designed to help producers learn more and earn more from their operation. Attendance is by invitation only --- another good reason to bank with us!
We believe that investing in our young people is one of the most important things we can do for the future of agriculture. Beginning in 2007, we’ve served as the exclusive sponsor of the Premier Exhibitors Scholarship Program at the Muscatine County Fair. Each year $2,100 is awarded to deserving 4-H and FFA fair participants. Administration of the program, including the evaluation of potential candidates and the determination of scholarship recipients, is handled solely by our partner, the Muscatine County Ag Extension office.
As you can probably imagine, each year we’re approached by a number of organizations seeking funding for a wide variety of worthwhile programs and projects. While we’re not in a position to fund all of them, we are certainly known to reach for the corporate checkbook on a regular basis. One of our largest single donations --- and one that makes us particularly proud --- is a $100,000 commitment that was used to help build Muscatine’s Ag Learning Center.