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Why Bank With Us

When it comes to selecting a financial institution, we know you have choices --- in fact, a lot of them.  Here in the greater Muscatine area, about one in three consumers and businesses bank with us.  That’s a pretty high proportion.  While reasons vary from customer to customer, here’s what many of them are saying, plus our take on why they value these key attributes.

Convenience:  We have five full-service banking locations in the area; four in Muscatine and one in Wilton.  That’s more than any other financial institution.  We’re also the only bank to offer the convenience of in-store banking.  Our Hy-Vee Super Bank is open 7 days a week!

Financial Stability:  For more years than anyone can remember, we’ve been noted for our safe, sound banking practices --- in fact, our reputation for safety is almost legendary.  And, of course, our depositors enjoy the security of FDIC insurance coverage up to the maximum amount allowed by law.

Local Ownership:  We’re owned by Central Bancshares, Inc., a community banking organization based right here in Muscatine.  Decisions that affect your financial future are made locally, by people you know and trust, and who are truly interested in helping you succeed.  

In Tune With The Times:  Over the years we’ve been a leader in bringing the best new ideas to our area:  drive-up banking, bank-by-phone, branch offices, ATMs, debit cards and more.  Today we offer a full array of tech-savvy services like online banking, bill pay and mortgage applications for consumers; online cash management and remote deposit capture for businesses; and mobile banking.  You can always count on us to keep pace with the future.  It means you’ll be able to enjoy banking on your terms, in ways that fit into your busy schedule, now and for years to come.

Community Involvement:  When it comes to supporting local charitable projects and causes, we’re the area’s leader as far as banks are concerned.  Sure, this involves writing checks.  In fact, we have fun doing it through innovative programs like Hometown Hundreds, Muskie Mania and Beaver Nation.  Perhaps more important, we encourage our officers and employees to be active in the community --- and they are, putting in literally thousands of hours serving as volunteers, on boards and in leadership capacities for a broad range of local organizations.            

Service That’s Second To None:   This is an area where we really shine, and it has a lot to do with the quality of our team members.  We’re noted for attracting --- and retaining --- some of the best and brightest employees in the business.  Innovative programs like our unique Four-Star Teller Certification program, our ongoing emphasis on training and development, and more means you can count on service that’s second to none.   

If you already bank with us, we’d like to take this opportunity to thank you once again for your business.  And if you don’t, we invite you to give us a try.  Banking really is better over here!